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Articles in the Savings Category

Savings, Shopping »

[26 Oct 2009 | 2 Comments | ]
Price Adjustments; Save Money AFTER the Purchase

Ever want something so much that regardless of the price, you would dish out for it?  I would be surprised if you said “NO”.  The frugal thing to do is NOT make the purchase and move along but sometimes when you’ve made up your mind, your frugal sixth sense never has a chance.  What if I say that it’s okay to make that purchase although it’s not on sale.
Here is how:
Most retail stores, if not all, will have some type of price adjustment period which range from 7-14 days …

Investing, Retirement, Savings »

[16 Oct 2009 | 8 Comments | ]
How Does Compound Interest Work?

Compound Interest—The Best Thing Since Sliced Bread

We all know that saving is a necessary component to building wealth.  Save $100 this month, $50 the next, and in two months you’ll have accumulated $150.  Big whoop-ti-do!  Doesn’t seem like a whole lot right?  Let’s put things into perspective.  The reason why savings is so huge is due to a little known fact called “Compound Interest”.
Albert Einsten was once quoted saying “The most powerful force in the universe is compound interest”. Well, the jury is still …

Hipster, Savings »

[15 Oct 2009 | 2 Comments | ]
Free WiFi at Borders!  Free WiFi at Borders!

This is so awesome that I had to type the title twice.  Borders evened up the WiFi wars with Barnes & Nobles recently by inking a deal with Verizon.  Free Wi-Fi service will be provided to anyone that has a wifi-enabled device in practically all of its 500 Borders stores nationwide. (SOURCE)
You all know what that means!  Your ability to find a seat in the cafe will go from virtually impossible to THE IMPOSSIBLE.  So get their early to reserve your table before the other Barnacles show up.
The plans are …

Halloween, Savings »

[14 Oct 2009 | 14 Comments | ]
Homemade Costumes & Cheap Costume Ideas

This is crazy! It’s already October. Can you believe it? I sure can’t. The holiday season is upon us and first at bat is Halloween.  In my opinion, Halloween is such a wasteful holiday.  I don’t even know why we celebrate it.  I bet you don’t too (don’t you dare Google it).  I have always had a hard time selecting the right costume for me.  One time, I lost a bet and had to buy this inflatable Ostrich costume that quite frankly was the most hideous …

Bars and Clubs, Savings »

[8 Oct 2009 | 10 Comments | ]
How to Go Out Without Killing Your Bank Roll

If you’re like me and enjoy going out whenever you can, you know that your weekend escapades can potentially break your bank.  Being frugal means saving as much money as you can while achieving the most “bang for your buck”.  In the most prudent sense, it would be best to have no life and not spend anything.  However, that’s not what this site is about.  We are about balancing our social lives with our money while building a future. I’m a strong believer that a social life is an …