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Articles in the Personal Finance Category

Retirement, Zen Capitalism »

[2 Dec 2009 | 4 Comments | ]
The Battle For Your Retirement Dollar; Roth 401(k) vs Traditional 401(k)

So your company offers a traditional 401(k) AND a Roth 401(k) and your wondering which one is more advantageous? There’s many scenarios that can sway your position either direction, so let’s see which camp you side with.

Here are 5 reasons why Roth 401(k) may be better:

Shopping, Spending, Style »

[30 Nov 2009 | 13 Comments | ]
Saving Your Jean’s Life

Behind all wardrobes there are great pairs of jeans that anchor them.  I should actually say “most” because for my uncle Sam, he will wear nothing but corduroy.  I’m sure we all have a favorite pair of jeans that fit just right and look great with anything including last years ugly Christmas sweater from “Nanna”.  I have a few of them.  Unfortunately, it could have been many, but some have died in my possession and I was forced to donate them or throw them out.
The day your jeans die, you’re …

Savings, Spending »

[30 Oct 2009 | 7 Comments | ]
Free DVD Rentals at Redbox!  Woot!

I was going to post this next week but it’s TOO good to keep hidden.  EVERYONE needs to know about this.
Redbox offers free 1-day DVD rentals!  Redbox is a company that vendors DVDs out of red kiosks at various convenience stores, fast food restaurants, and grocery stores around the nation.  Did I mention that they offer free 1-day DVD rentals!
I understand that this is old news for some of you (if not all), but it’s NEW to me, so back off!  I tried it for the first time last …

Retirement »

[28 Oct 2009 | No Comment | ]
Don’t Say No To Free Money: Your 401(k)

When I was in college, my co-worker once asked me if I was invested in our company’s 401(k).  I mistook him for asking me “if I was okay”.  I responded with, “I’m fuckin’ fantastic”.  That was the first time I was ever introduced to retirement plans.
Here is some information that you should know before you start tackling your retirement.  I wish that I knew this earlier in my life =(
Traditional 401(k)s and 403(b)s are both employee sponsored retirement plans; the former offered by for-profit organizations and the latter offered …

Investing, Spending »

[21 Oct 2009 | 6 Comments | ]
My Star Wars Collection Was a Waste

Collecting is a waste. There, I said it. In a nutshell, if you don’t intend on cornering the market with your collection and make a living from doing it, then your time and money is being washed away.
Every collector that reads The Zen Capitalist instantly close their window browser and scream profanities at the computer screen as they clutch their vintage 12” Darth Vader or Bratz doll to their bosom.
I can write about this because I used to own a 12” Darth Vader doll, MIB (Mint in Box) for …